Merchant Cash Advance
Revenue-based funding up to $500k
Get a lump sum upfront and repay as a percentage of daily sales. No fixed payments, no collateral — just flexible funding that moves with your business.
Canada's Fastest Business Funding
Get Funded No Waiting.
Access flexible capital in as little as 24 hours. No red tape, no hassle — just straightforward funding that grows with your business.
- $0K
- Funded
- 0+
- Businesses Served
- 0+
- Lender Network
- 0 hrs
- Avg. Approval
Service
Funding Solutions for Every Business
From day-one startups to scaling enterprises, GTA Funding has a funding product that fits your journey.
Women Entrepreneur Funding
Women Entrepreneur Loan Government-backed programs for female founders
Designed to support women-owned businesses with access to capital, mentorship, and growth opportunities through government-backed programs across Canada.
Grant Advisory
Government grants are free money support
Our grant advisory service provides tailored funding strategies for businesses seeking capital through government programs. Leveraging insights from Government of Canada funding databases, we identify high-probability opportunities and assist in crafting strong, compliant applications.
Startup Business Loan
Launch your vision with flexible capital
Access capital to launch your business, even with limited operational history. We evaluate the potential of your business idea, not just your credit score.
Why Choose GTA Funding
The Smart Way to
Fund Your Growth
Lightning Fast Approvals
No endless paperwork or week-long waits. Our streamlined process means your application is reviewed within hours, and funding hits your account in as little as 24 hours. Built for businesses that can't afford to wait.
- Decision in hours, not weeks
- Funds deposited within 24hrs
- Minimal documentation required
Access to 50+ Lenders
We don't work with a single bank — we shop Canada's largest lender network on your behalf. This means better rates, flexible terms, and offers tailored specifically to your business situation.
- Curated lender matching
- Best-rate guarantee
- One application, multiple offers
Industry-High Approval Rate
Low credit score? Limited history? We evaluate the potential of your business, not just a number. Our 85% approval rate speaks for itself — because we believe every business deserves a shot.
- Credit scores as low as 500
- Revenue-based evaluation
- 85% approval rate
Complete Transparency
No hidden fees, no fine print, no surprises. We walk you through every detail of your funding agreement before you sign. What you see is exactly what you get — honest, straightforward funding.
- Zero hidden charges
- Transparent term sheets
- Dedicated advisor support
Apply
Apply online.
Get funded in 24 hours.
Step 01
Submit application
Share basic business details in 2 minutes.
Step 02
Advisor review
A funding advisor reviews your profile quickly.
Step 03
Lender match
We match you with suitable offers from our network.
Step 04
Receive funds
Once accepted, funds are sent to your account.
Testimonials
We go above and
beyond to fund
your dreams.
Our dedication to excellence drives us to truly understand and meet the unique funding needs of every Canadian business.
Apply for Funding →★★★★★ 5.0
“As a startup with no credit history, I thought funding was impossible. GTA found us $50K in days. Phenomenal service.”
AL
Alex Liang
E-Commerce Founder, Calgary
★★★★★ 4.5
“As a female founder, I was skeptical. But GTA connected me to a government-backed women's program I never knew existed.”
SP
Sara Patel
Boutique Owner, Vancouver
★★★★★ 4.8
“The team is incredibly fast. Advisor called within an hour of my application, and funds were in my account next morning.”
PR
Priya Rajan
Boutique Owner, Brampton
★★★★★ 5.0
“We needed $80K for new kitchen equipment. GTA gave us 3 lender offers within hours. The process was shockingly smooth.”
FN
Farhan Nawaz
Restaurant Chain, Toronto
★★★★★ 5.0
“As a startup with no credit history, I thought funding was impossible. GTA found us $50K in days. Phenomenal service.”
AL
Alex Liang
E-Commerce Founder, Calgary
★★★★★ 4.5
“As a female founder, I was skeptical. But GTA connected me to a government-backed women's program I never knew existed.”
SP
Sara Patel
Boutique Owner, Vancouver
★★★★★ 4.8
“The team is incredibly fast. Advisor called within an hour of my application, and funds were in my account next morning.”
PR
Priya Rajan
Boutique Owner, Brampton
★★★★★ 5.0
“We needed $80K for new kitchen equipment. GTA gave us 3 lender offers within hours. The process was shockingly smooth.”
FN
Farhan Nawaz
Restaurant Chain, Toronto
★★★★★ 5.0
“As a startup with no credit history, I thought funding was impossible. GTA found us $50K in days. Phenomenal service.”
AL
Alex Liang
E-Commerce Founder, Calgary
★★★★★ 4.5
“As a female founder, I was skeptical. But GTA connected me to a government-backed women's program I never knew existed.”
SP
Sara Patel
Boutique Owner, Vancouver
★★★★★ 4.8
“The team is incredibly fast. Advisor called within an hour of my application, and funds were in my account next morning.”
PR
Priya Rajan
Boutique Owner, Brampton
★★★★★ 5.0
“We needed $80K for new kitchen equipment. GTA gave us 3 lender offers within hours. The process was shockingly smooth.”
FN
Farhan Nawaz
Restaurant Chain, Toronto
★★★★★ 5.0
“We needed $80K for new kitchen equipment. GTA gave us 3 lender offers within hours. The process was shockingly smooth.”
FN
Farhan Nawaz
Restaurant Chain, Toronto
★★★★★ 4.8
“The team is incredibly fast. Advisor called within an hour of my application, and funds were in my account next morning.”
PR
Priya Rajan
Boutique Owner, Brampton
★★★★★ 4.5
“As a female founder, I was skeptical. But GTA connected me to a government-backed women's program I never knew existed.”
SP
Sara Patel
Boutique Owner, Vancouver
★★★★★ 5.0
“As a startup with no credit history, I thought funding was impossible. GTA found us $50K in days. Phenomenal service.”
AL
Alex Liang
E-Commerce Founder, Calgary
★★★★★ 5.0
“We needed $80K for new kitchen equipment. GTA gave us 3 lender offers within hours. The process was shockingly smooth.”
FN
Farhan Nawaz
Restaurant Chain, Toronto
★★★★★ 4.8
“The team is incredibly fast. Advisor called within an hour of my application, and funds were in my account next morning.”
PR
Priya Rajan
Boutique Owner, Brampton
★★★★★ 4.5
“As a female founder, I was skeptical. But GTA connected me to a government-backed women's program I never knew existed.”
SP
Sara Patel
Boutique Owner, Vancouver
★★★★★ 5.0
“As a startup with no credit history, I thought funding was impossible. GTA found us $50K in days. Phenomenal service.”
AL
Alex Liang
E-Commerce Founder, Calgary
★★★★★ 5.0
“We needed $80K for new kitchen equipment. GTA gave us 3 lender offers within hours. The process was shockingly smooth.”
FN
Farhan Nawaz
Restaurant Chain, Toronto
★★★★★ 4.8
“The team is incredibly fast. Advisor called within an hour of my application, and funds were in my account next morning.”
PR
Priya Rajan
Boutique Owner, Brampton
★★★★★ 4.5
“As a female founder, I was skeptical. But GTA connected me to a government-backed women's program I never knew existed.”
SP
Sara Patel
Boutique Owner, Vancouver
★★★★★ 5.0
“As a startup with no credit history, I thought funding was impossible. GTA found us $50K in days. Phenomenal service.”
AL
Alex Liang
E-Commerce Founder, Calgary
Contact
Speak with a funding advisor
Whether you are comparing products or ready to apply, we will match you with an advisor who knows your industry — usually the same day.
- No obligation consult
- Same-day reply
- Canada-wide
Direct lines
Typical reply
Under 2 hours
During business hours. Urgent? Say so in your subject or voicemail.
Head office
Toronto, ON
Canada-wide · Remote-first advisors in your time zone.
Message us
Request a call-back
Share a few details — an advisor reviews your file and reaches out with options. No credit check to talk.
Apply in minutes.Get funded in hours.
Join 1,500+ Canadian businesses who have secured funding through GTA Funding. No lengthy paperwork — just a quick application and a dedicated advisor to guide you through.